WELCOME TO "YOUR HOME LOAN SHEPHERD" - AT YOUR SERVICE!
A Mortgage Loan Officer You Can Trust!
As a NMLS Licensed Mortgage Loan Officer, I know from firsthand experience how overwhelming it can be to deal with mortgages. However, I also know that it doesn’t have to be this way. Your Home Loan Shepherd specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions. Get in touch with me Today to see what I can do for you.
MY AREAS OF EXPERTISE
Learn More About My Services
I specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs. Whether you’re looking to buy your first home or refinance an existing mortgage, I provide an array of services suited to each client’s individual needs. Feel free to contact me to see how I can be of assistance to you.
Congratulations
FIRST TIME HOMEBUYER
Let's make this Easy, Stress, and Hassel Free!
Whether you’re buying your first home or looking for a new investment property, there’s lots of stress and complications involved in mortgages and financing. That’s where I come in. I help my clients with all their Mortgage Pre-Approval needs so they can enjoy the fun and excitement of purchasing real estate.
DOWN PAYMENT/CLOSING COSTS ASSISTANCE PROGRAM
Need HELP with Down Payment or Closing Costs?
So, you don't quite have the Down Payment or Closing Costs? Don't let that stop you from owning Your New Home! That’s where I come in. I can help my clients with their Mortgage Down Payment and Closing Costs needs so they can enjoy the ease and realization of purchasing real estate.
WHY RENT WHEN YOU CAN OWN!
Your New Home is just a call away!
Did you know that buying is CHEAPER than renting in all the 100 metros by an average of 38%? Contact me today to see what I can do for you.
Call Michael at (636) 362-HOME
REFINANCE
Rates are Still at All time Lows! Now is the time to refinance!
Whether you need help negotiating a mortgage or a lower rate, Your Home Loan Shepherd can manage all your mortgage needs. My Refinancing services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact me and find how my Refinancing services can help.
Contact me to see how I can help with your mortgage or refinancing needs.
REVIEWS FROM PAST CLIENTS
The Word Is Out!
"In April 2016, Michael provided exceptional assistance and guidance in our home loan processes. Michael explained all of the procedures, information and calculations needed to have our lending process completed as smoothly and quick. He was very detailed and he made us feel comfortable with asking question about our process.
Michael is very professional. When we had questions or concerns he provided us with answers, options and results in the most timely manner. When he provided information, he would call and email us. Our mortgage loan was completed well before our closing date. That is how well his
I would recommend everyone I know to contact Michael for their lending needs."
Teresa
"Michael was responsive, professional, thorough and accurate throughout the closing process. We had a great experience working with Michael, and would recommend him without hesitation."
T.M.
“Michael was very professional and polite through the loan process. We are very pleased with our new house, our loan officer, and the rate we obtained.”